Will Social Security Use The Annual Earnings Test If It’s Better For Me Than The Monthly?

Today’s column addresses questions about when Social Security uses the annual earnings test rather than the monthly test, when to contact Social Security in order to switch from a survivor’s benefit to a retirement benefit and how spousal and survivor’s benefits are calculated. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and president of Economic Security Planning, Inc, which markets Maximize My Social Security and MaxiFi Planner.

See more Ask Larry answers here.

Have Social Security questions of your own you’d like answered? Ask Larry about Social Security here.


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